About TocenBank

TocenBank is an international investment platform that uses artificial intelligence (AI) and algorithmic trading to automatically generate profit in the cryptocurrency market.

Algorithmic Trading

Scalping, arbitrage, market making, and high-frequency trading

Capital Protection

Insurance fund, reserve assets, and risk control algorithms

Legal Compliance

Licenses in key jurisdictions including El Salvador, Dubai, Switzerland, and USA

Our Mission & Vision

Why TocenBank Was Created

TocenBank was created as an innovative project in response to the growing need for safe and independent financial instruments. The creators set a goal - to free users from dependence on traditional banks and centralized platforms by offering a decentralized and secure Web3 bank with AI elements.

Reasons for Creating TocenBank

Financial Freedom1/5

Provide people with global access to investments, cryptocurrencies and income products without restrictions on countries and banks.

Technological Breakthrough2/5

The integration of AI, DeFi, and DAO management allows you to create an ecosystem where users manage their funds and participate in the development of the platform.

Distrust of Classic Banks3/5

After blockages, sanctions and global crises, the demand for transparent and secure alternatives has grown.

Availability of Investments4/5

Any user can start with $100 and connect to professional strategies that were previously available only to institutional investors.

Web3 and Tokenization5/5

Realizing the concept of a digital bank of the future, where assets (including NFT, fiat, crypto) are managed through smart contracts and AI.

Who is Behind TocenBank

The project was initiated by a group of financial analysts, AI developers, blockchain engineers, and international lawyers. They all came together to create a globally legitimate, decentralized bank, where users are the main owners, thanks to the DAO.

Financial Analysts

AI Developers

Blockchain Engineers

International Lawyers

Main Areas of the Project

AI Trading

Scalping, arbitrage, and high-frequency trading

DeFi Investments

Staking, liquidity pools, and yield farming

High-Frequency Trading

Trading in milliseconds for maximum efficiency

Signal Arbitrage

Instant transactions based on trader signals

Our goal: To create a globally legitimate, decentralized bank where users are the main owners, thanks to the DAO.

Our Leadership Team

TocenBank is created by leading IT specialists, financial analysts and traders with experience in large investment funds and technology companies in Silicon Valley.

James Carter

AI Algorithm Architect

Former developer at Google AI (USA)

Specialization: Development of artificial intelligence (AI) for high-frequency trading (HFT)

Experience: Over 15 years in algorithmic trading and development of trading strategies

Responsibility: Development of AI algorithms for scalping, arbitrage and HFT trading

Marco Alvarez

CEO & Chief Strategist

Former financial analyst at Goldman Sachs

Specialization: Financial investments and regulation

Experience: Over 20 years in investment management and fund management

Responsibility: Strategic development and licensing

David Zhang

Chief Blockchain Developer

Worked at Ripple and the Ethereum Foundation

Specialization: Development of blockchain infrastructure and DeFi platforms

Responsibility: Smart contracts, DeFi liquidity, and integration with exchanges

Emily Cohen

Head of Security

Former DARPA and Microsoft Security employee

Specialization: Cybersecurity, data protection, compliance (AML, KYC, GDPR)

Responsibility: Implementing protection against hacker attacks and data encryption

Javier Rodriguez

Head of AI Marketing

Former analyst at Tesla and Facebook

Specialization: Big Data, AI analytics, neural network models for market forecasting

Responsibility: Developing AI algorithms for predicting trends and market activity

Andrew Lee

Lead Legal Counsel

Worked at the SEC and advised NASDAQ companies

Specialization: Financial regulation, licensing, registration

Responsibility: Legal issues and obtaining licenses in the USA, EU, UAE, El Salvador

The technical team includes 30+ engineers and analysts specializing in algorithmic trading, DeFi, AI development and financial technology.

Licenses & Registration

TocenBank is a fully licensed investment and trading platform registered in the USA, UAE, EU and El Salvador.

Legal Registration in USA

Company Name

TocenBankGlobal Investment LLC

Registration Number

SEC-CRD-901276

Date of Registration

2023

Issued By

Securities and Exchange Commission (SEC, USA)

Licenses in USA

SEC (Securities and Exchange Commission, USA)

License: Registered Investment Advisor (RIA)

Allows to officially manage investments in the USA

FINRA (Financial Industry Regulatory Authority, USA)

License: Brokerage license for derivatives trading

Allows to work with futures, options, crypto assets

CFTC (Commodity Futures Trading Commission, USA)

License: Permission for trading futures and options on cryptocurrencies

Access to Chicago Mercantile Exchange (CME), NASDAQ and S&P 500

Advantages of USA Licenses

Legal status on the largest financial market in the world
Ability to work with investors from the USA, banking structures
Access to NASDAQ, S&P 500, CME (US futures market)

Global Presence

TocenBank is a global investment platform with registered legal structures in the US, UAE, EU and El Salvador.

Head Office

Location

San Salvador, El Salvador

Legal Name

ZIGGURAT, S.A. DE C.V.

Registration Number

6446c01f51164005aa47c137

Operational Activities

TocenBank fully complies with international standards for security, data protection, and anti-money laundering.

AML & KYC Policy

TocenBank fully complies with international AML (Anti-Money Laundering) and KYC (Know Your Customer) standards.

Applied Standards:

AML 6 (Anti-Money Laundering Directive 6, EU) – combating money laundering
FATF (Financial Action Task Force) – transaction control
GDPR Compliance – personal data protection
ISO 27001 – information systems security

KYC Process:

Identity verification: Passport / ID / Driver's License
Proof of address: Utility Bill / Bank Statement
Source of Funds verification: Bank statements
2FA and biometrics: Login to your account only with multi-factor authentication

Security & Certifications

TocenBank maintains the highest level of security through international certifications and regular audits.

International Certificates:

ISO 27001

Information security certificate

GDPR Compliance

European data protection standards

AML 6

Anti-Money Laundering Directive 6, EU

FATF

Financial Action Task Force, global KYC standard

Audit Reports:

PwC (PricewaterhouseCoopers)

Financial flow audit

Deloitte Crypto Advisory

AI algorithm and risk management verification

KPMG Digital Assets

Blockchain infrastructure control

Tax Policy

TocenBank uses an optimized tax model for working with international investors.

USA

• Subordinate to the IRS and US tax laws
• Tax on profits: 15-21% depending on jurisdiction
• LLC structure allows tax optimization

UAE

• Complete exemption from corporate tax
• Zero taxes on crypto assets
• DIFC license for tax-free operations

EU

• Complies with MiFID II directive
• Tax depends on investor's jurisdiction
• Main taxation: Cyprus and Switzerland

El Salvador

• Complete exemption from income tax
• State support under "Ley Bitcoin" law
• CNAD license for tax-free operations